Creating PDFs with variable content.

Q: My goal is to have a easily modifiable form that that have address
block information and a few more fields merged into it and save it as
a PDF. I have looked at HTML/RTF to PDF converters but too much of the
formatting is lost. You sight seems to offer two solutions: adobe
forms, editing raw text. Is this correct, or is there a better
solution?
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A: The following two options are fairly simple to implement with no
information loss:

- You could start with PDF template (not a PDF form) and append/stamp
variable information (i.e. address, etc)
  The following articles are relevant:
  http://www.pdftron.com/net/faq.html#how_watermark
  http://groups.google.com/group/pdfnet-sdk/browse_thread/thread/d017db32b85c78e9/8f66636628202344
  http://groups.google.com/group/pdfnet-sdk/browse_thread/thread/10190611076bd2cd/eb7382f49c0ee0fe

- You could start with a AcroForm PDF template, fill-in form-fields,
than flatten PDF.
  http://www.pdftron.com/net/samplecode.html#InteractiveForms

Editing raw text using PDFNet is possible, but can be tricky.
Implementing a search & replace is simpler but is still more
complicated that the above methods.